Does Walmart take Apple Pay in 2022? How to use Walmart Pay instead

Walmart is one of the largest retailers across the US and has a store opened in every five miles across the country. The store offers products from across all categories at reasonable prices. Now if you are a regular Walmart shopper and own an iPhone and have a question in mind, if Walmart accepts Apple Pay, then you’re at the right place, all your queries and doubts will be answered in this article.

It’s 2022! And after the pandemic a lot of things have changed, many things go online and people started using cashless payment systems more over the traditional cash and wallet (or purse) system. Apple Pay is one of the most common digital payment systems used by iPhone owners. A large number of stores in the US accept Apple’s payment system, but does Walmart take Apple Pay?

Let’s find out!

Does Walmart accept Apple Pay?

The answer is no. Yes, you cannot pay in a Walmart store or online using Apple Pay in the US.

However, there’s a way by which you digitally pay the bills directly from your iPhone. If you want to do so, then all you need to do is, install the Walmart app on your iPhone with the Walmart Pay setup completed in the app. Yes, it is Walmart’s own payment system allow users to scan the QR and pay the bills on the iPhone. The receipt will be stored in your Walmart account, which you can check online or in the Walmart app.

As mentioned earlier, you need to complete the Walmart Pay setup before using it, so, if you have a query in your mind that which payment methods Walmart Pay accepts, here’s the list.

  • Credit Cards
  • Debit Cards
  • Gift Cards
  • EBT
  • Capital One Card (Walmart Credit Cards)
  • PayPal
  • Affirm

Note: Affirm and PayPal can be used at the time of checkout, rather than permanently saved in Walmart Pay.

If you reside in Canada then you can pay with Apple Pay. Walmart Canada accepts Apple Pay, thanks to the Interac Debit, Walmart Canada officially confirms it, you can explore more on it, here.

Will Walmart accept Apple Pay in near future?

At the moment, there are no plans for Walmart to take Apple Pay. Walmart spokesperson Erin Hulliberger in an interview with Macrumors, said “Walmart Pay is the exclusive form of mobile payment accepted at Walmart and [they] have no plans for that to change”. If in the future Walmart Pay goes away, then Walmart may shift to Apple Pay.

How to Set up and use Walmart Pay on iPhone

If you have the Walmart app installed on your iPhone, then you can easily set up the Walmart Pay. If the app is not installed on your device or an older version of the app is running on your iPhone, then you can head over to this page to download the app. Once done, follow the below steps.

does walmart take apple pay
  1. Open Walmart app on your iPhone.
  2. Tap on the Sign in option to log in or create a Walmart account.
  3. Now move to the Services from the menu bar listed below.
  4. Tap the Walmart Pay icon.
  5. Select Get Started to Set up Walmart Pay, if you’ve a payment method added on Walmart.com or the app itself, then it will show you. Otherwise, you can add a card.
  6. To add a card, tap on Add a Card, then choose a payment type.
  7. Now follow the on-screen instructions to enter card details.
  8. That’s it.

Now you can easily use Walmart Pay on your iPhone to make cashless payments in Walmart from your iPhone. Here are the steps to use Walmart Pay on iPhone.

does walmart take apple pay
  1. Open the Walmart app.
  2. Head over to the Services section, it is listed in the menu bar below.
  3. Tap on Walmart Pay.
  4. Now scan the QR at checkout.
  5. That’s it.

Now if you are a Walmart Plus member, then you can save some extra time using Scan & Go. The feature gives access to scan QR codes of items while adding them in the cart, you can instantly pay if you want, now when you go to the checkout and scan the QR code you’ll see an already paid message.

Why doesn’t Walmart take Apple Pay?

There are a number of reasons, why Walmart does not accept Apple Pay, here are the four main reasons behind it.

  1. To avoid payment processing fees
  2. To promote its own payment system – Walmart Pay
  3. Unable to use data based on your purchase to show relevant ads and recommendations
  4. Marketing purposes of its own products

Why Walmart should accept Apple Pay?

Apple Pay is one of the most secured contactless payment systems, it works without internet, no additional or hidden charges, widely available, works with Apple Watch, secured, and more.

Yes, there are a number of benefits of using Apple Pay and Walmart should accept Apple Pay.

With that being said, Walmart Pay is the only way in 2022 by which iPhone users can make contactless payments in Walmart.

If you still want to know something about does Walmart take Apple Pay, then leave a comment in the comment box.

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By Haneet Singh

Haneet is a passionate tech writer and a consumer. He loves tinkering with the newest tech - smartphones, wearables, laptops, smart TVs, and other smart home devices. For tips, you can connect Haneet at [email protected]

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